Tightening the Purse Strings

I’ve been in my new job for two months now.  I can’t believe how time has flown.  Getting this job was such a blessing.  My last job (and a lot of my coworkers) made me miserable, it wasn’t in the field I wanted to be in and it barely covered my monthly expenses, as in, it usually didn’t and I was frequently dipping into savings, working two jobs and/or milking overtime.

In my new job, I like my coworkers and I’m utilizing my degree.  It also came with a nice salary bump that also contributes to my wonderful feelings about it.

However, the salary bump isn’t as big in reality as it is in my head.  Before I got really good at saying no to, well pretty much everything…nights out, grocery shopping for anything but the basics, fun shopping of any kind.  I had to. 

Now, if I want coffee while I’m out, I say, sure, why not?  I suggest going to happy hours.  If I’m feeling lazy, I don’t pack my lunch and go out instead.

And the clothes.  I forgot how oppressive clothes shopping is.  Every occasion is a reason for a new dress, shoes, accessories.  I shop at discount places and usually only buy on sale, so what’s the harm, right?  Once I get it in my head that I need NEW, I waste SO much time trying to find it, when instead, I could spend 15 minutes in my closet and guess what?  The end result would be the same.  I would be clothes when I left the house. 

The saving – or unsaving – grace is that I haven’t activated my new credit card, so all these expenses, particularly the BIG ones (hello, breakup couch) I’d like to pretend I’m not making and would normally buy with my “fake” credit card money, are actually coming out of my bank account, taking my real money instead.

Which is why, when I checked my account this morning, I got a wake up call.  Just because my new employer values me as I should be valued, doesn’t mean I need to spend all of that extra value (and then some).

Practicing self-restraint is good.  Saying no is good.  It felt good to learn it earlier when I had to and I need to remember that.  I also need to remember that sometimes free things rock, actually they ALMOST ALWAYS rock way more.

I have a free gym membership to use.  I have a pile of library books to read.  I have beautiful fall weather (think 70s) to enjoy from my porch.  I don’t want to spend evenings at the mall seeking the right top.  It’s not going to fill any voids (uh oh, we’re straying from finance into mental-health-issues-land again, let’s get back on track). 

I have bigger purchases I want to make (hello, dying computer).  I have people I love who I want to buy Christmas presents for.  I have experiences I want to save for (running tourism, international travel and the joys of pet ownership).  Oh, and I really want the breakup chair-and-a-half to make a matching set.  Healthy, I know.

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One thought on “Tightening the Purse Strings

  1. uuughhh…I have serious ‘have money, will spend’ issues. I went from a volunteer position that provided me with a stipend to a salaried position and wonder ‘how I survived.’

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